This credit card is issued by Comenity Bank, pursuant to a license by MasterCard International Incorporated. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

*Subject to credit approval. The Westgate Rewards Program is provided by Westgate Resorts which is solely responsible for the program's operation. Westgate Resorts may change the terms of the program at any time without notice. See full Rewards Terms and Conditions athttps://d.comenity.net/westgatecard/.

**The 4% discount is for opening a Westgate Rewards MasterCard account and using it to pay your HOA fees. Only new cardholders are eligible for this offer. Existing cardholders are not eligible.

†No Interest if paid in full within 6 months. Interest will be charged to your account (at the standard, variable APR of 14.24%, 20.24% or 23.24% based on Prime Rate and your creditworthiness.) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. At no time will the minimum payment due be less than $30. Minimum Interest Charge is $2.00. Required minimum purchase of $300 for the 6 month plan. Promotional financing available with the Westgate Rewards MasterCard offered by Comenity Bank which determines qualifications for credit and promotion eligibility.